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Wednesday, November 2, 2011
Obama's Student Loan Gift to Occupy Wall Street
By Heritage Foundation @ 1:44 PM :: 4392 Views :: National News, Ethics

www.Heritage.org

In the 2008 election, Senator Barack Obama reached out to young Americans with a fresh message that appealed to their dissatisfaction with the nation's political process. He called it hope and change, and he connected with their hearts and minds with such success that he captured 66 percent of the vote of those under 30. Now, three years later, some of those young Americans have taken to the streets not in joy and exuberance but in anger and frustration. President Obama has heard their call, and he's now appealing once again to his political base.

Last week President Obama came bearing gifts in a speech at the University of Colorado in Denver--relief from student loan debt, delivered by way of an executive order without congressional authorization. Under the President's plan, money lenders cannot require students to pay more than 10 percent of discretionary annual income for student loans. It also completely forgives student loans in 20 years, five years fewer than before. But here's the fine print, a key fact that the President failed to mention in his speech: For all its pomp and circumstance, the President's plan would save college students less than $10 per month--barely enough to buy two cups of coffee from Starbucks.

But that supposed "relief" will still cost taxpayers, who are already stretched thin. House Education Committee chairman John Kline (R-MN) criticized the President's plan on Fox News on Monday and says it's not something America can afford:

This administration has been bypassing Congress on issue after issue after issue — they’ve sort of famously issued hundreds of rule changes and executive orders to bypass Congress, so I think that’s a mistake...

We simply can't keep providing money from the federal government in the form of subsidized or actual loans and Pell Grants when we don't have the money.

Apart from the cost and the President's continued penchant for circumventing Congress, Heritage education expert Lindsey Burke says that the expanded student loan forgiveness is bad policy. Burke writes that the plan "shifts the burden of paying for college from the student--the person directly benefiting from college--to the nearly three-quarters of Americans who did not graduate from college." In addition, she adds, it does nothing to make college more affordable in the long run--in fact, it serves to make college more expensive.

When it comes down to it, a major reason for tuition inflation over the years is government involvement in the first place. Pell grants have increased 475 percent, while the cost of college has increased 439 percent since 1982--faster than increases in the cost of health care--after adjusting for inflation. Federal subsidies insulate colleges from being remotely worried about spending money wisely or cutting costs.

If the President were truly interested in making college more affordable, Burke recommends that he consider limiting the number of years a student is eligible for federal subsidies, tying aid to merit, and encouraging states to put more course content online.

It the short run, though, none of those measures would serve the political end of appealing to a voting block camped out across the country -- and indeed mere blocks from the White House. It's an ironic sight, in Washington, D.C., seeing the Occupy Wall Street encampment in McPherson Square. The President whom their generation helped elect has perpetuated a government contributing to the very societal ills underlying their grief--corporate bailouts, a weak economy, and poor job prospects. Unfortunately, they embrace a philosophy of anti-capitalist, big-government solutions that will that will only make matters worse. And instead of building an America in which future generations will be free to learn, grow, invent, and lead, the President is resorting to policies that curry their short-term political favor but will lead to long-term malaise.

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FEATURED POSTS

QUICK HITS

  • Labor unions are endorsing a strike led by Occupy Wall Street protesters in Oakland, California. The unions include those representing public school teachers, community college instructors, city government workers and University of California-Berkeley teaching assistants.
  • Raise taxes to fund more education spending? Voters in Colorado are having none of it. At last report, a statewide ballot initiative to raise nearly $3 billion for education with increased state income, sales, and use taxes was trailing by 65 percent to 35 percent.
  • A U.S. Army soldier has been arrested at an Alaska military base on suspicion of espionage, Reuters reports. An Army spokesman says charges are expected sometime this week.
  • Want to keep an eye on Congress's appropriations process? Then check out Heritage's 2012 Appropriations Tracker. Click here to read more about it on Foundry.org.
  • Special Event: Senator Joseph Lieberman (I-CT) will speak at The Heritage Foundation's annual B.C. Lee Lecture today at 12-1:15 PM on American leadership in Asia. Watch live online.
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