| Overall Rank* |
State |
Share of Average No. Mortgage Loans Delinquent in Q1 2025 |
Change in Average No. Mortgage Loans Delinquent (Q1 2025 vs. Q4 2024) |
| 50 |
Rhode Island |
6.86% |
8.91% |
| 49 |
Alaska |
7.56% |
7.89% |
| 48 |
New Mexico |
10.35% |
2.97% |
| 47 |
Hawaii |
5.64% |
2.86% |
| 46 |
New York |
7.16% |
0.95% |
Hawaii Mortgage Delinquency Jumps
from Wallet Hub, May, 2025
Falling behind on a mortgage can have a serious impact on your credit score, with late payments remaining on your credit report for up to seven years. However, since payments are only marked as delinquent after being 30 days past due, catching up quickly can help minimize the damage.
While some level of mortgage delinquency is inevitable, a statewide decline in delinquency rates can be a sign of economic resilience and improving financial stability.
As mortgage delinquency rates improve in most states across the country, the personal-finance website WalletHub has released its latest report on the States Where Mortgage Delinquency Is Decreasing the Most. This report highlights the states where homeowners are making the most progress in staying current on their mortgage payments from Q4 2024 to Q1 2025.
read … Full Report
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