Overall Rank* |
State |
Average Credit Score in Q3 2023 |
Average Credit Score Q3 2023 vs. Q3 2022 |
50 |
Hawaii |
699 |
0.29% |
States with the Largest Credit Score Increases
from WalletHub, Jan 11, 2024
The average American has a credit score of 678, which puts them right at the border of the good credit range, according to WalletHub’s latest data. Raising your credit score can greatly improve your financial opportunities, improving your chances of qualifying for financial products with good terms and benefits, from credit cards to mortgages to auto loans. Good credit can also help you rent an apartment or even get a job, in some cases.
The best ways to improve your credit score include making on-time payments on your debts every month, paying in full on revolving credit accounts and keeping your overall credit utilization low. People in some states practice these good behaviors more than others, though.….
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