Buying Your First Home: We pick the toughest and easiest states for first-time homebuyers

From Bankrate.com, February 28, 2017

For millennials striving to succeed at "adulting," buying a home is a common goal. But millennials now hitting prime years for that first home purchase may have to stick to smaller, interior states to find a hospitable homebuying climate, according to a new Bankrate analysis.

We found California, New York, Texas, Colorado, Oregon and Massachusetts -- states with large metro areas that are attracting young millennials -- are among the 10 worst states for first-time homebuyers.

The best-performing states in our ranking are mostly Western and Midwestern states with varying degrees of urbanization. Iowa, Utah and Minnesota make up the top three….

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2. Hawaii

• Total Score: 20.16
• Housing Affordability: 0.00
• Job Market for Young Adults: 7.33
• Housing Market Tightness: 4.59
• Credit Availability: 8.24
• Homeownership Among Millennials: 0.00

Hawaii is home to one of the most shocking housing statistics: Locals pay a staggering 38.3 percent of their median yearly income for their homes, the highest in the country. Only 20.2 percent of younger households own their homes, the lowest among the states.