The True Cost of Speeding in Hawaii After Insurance Increases

by John Kuo, Nerd Wallet, December 1, 2014 (excerpt)

...If you’re caught driving too fast in the Aloha State, you’ll not only pay your speeding ticket, but also likely face an increase in your auto insurance premium. And though the cost of a ticket for going 15 miles over the speed limit is consistent throughout the state, some Hawaiians will see greater insurance hikes than others for the same infraction.

A ticket for driving 15 miles above the limit in Hawaii costs $142, and on top of this, residents will see a 6% average increase in their annual insurance costs for three years after the infraction. This is a smaller increase than in many states, but it adds up over time. The average driver will pay $43.21 each year in added premiums, or $129.64 over three years.

The true cost of a speeding ticket in Hawaii is almost twice the cost of the actual ticket—drivers pay an average of $271.64 in total for a $142 speeding ticket....

read ... The True Cost of Speeding