Friday, August 19, 2022
Hawai'i Free Press

Current Articles | Archives

Tuesday, January 8, 2013
State Kicks Off Foreclosure Fraud Information Campaign
By News Release @ 10:48 PM :: 6732 Views :: Hawaii State Government, Homelessness, Law Enforcement

STATE KICKS OFF FORECLOSURE, FRAUD INFORMATION CAMPAIGNS

Officials Hope to Improve Homeowners' Situations, Awareness

News Release from DCCA January 7, 2013

HONOLULU –The Department of Commerce and Consumer Affairs (DCCA) on Monday launched a public campaign designed to inform Hawaii homeowners of the options they have to avoid possible foreclosure and fraud.

The campaign begins today on television and radio across the state. It will also be seen in print at locations such as TheBus.

"There are many people who have been paralyzed by the fear of losing their homes," DCCA Director Keali'i S. Lopez said. "We want them to know there is hope."

"Many people who have fallen behind in their mortgage payments have stopped opening their mail and answering calls from the bank," Office of Consumer Protection (OCP) Executive Director Bruce Kim said. "These people need to get in touch with their lenders, particularly those involved in the national settlement, to see what they can do to improve their situation."

Hawaii was part of a nationwide settlement earlier this year with Ally/GMAC, Bank of America, Citi, JPMorgan Chase and Wells Fargo. As part of the settlement, Hawaii homeowners who received mortgages from those lenders may have opportunities for loan modifications or funding for previously foreclosed houses. There is also a fast approaching deadline for those foreclosed on between Jan. 1, 2008, and Dec. 31, 2011.

Those homeowners must file a claim by Jan. 18, 2013.

As part of the campaign, DCCA has launched HFIC.Hawaii.gov, the online Hawaii Foreclosure Information Center that will be a hub for foreclosure information for homeowners. The website has answers to many questions and situations. The site includes contact information to legitimate and free housing counselors with whom the state has partnered.

Another part of the campaign message focuses on the growing problem of mortgage rescue fraud. Scammers posing as legitimate businesses are charging distressed homeowners substantial upfront fees on the pretext that they will help save the distressed homeowner from foreclosure. The DCCA advises homeowners that Hawaii law generally forbids anyone from collecting an upfront fee for these services. 

"These people have no conscience. They deliberately target homeowners who are worried about losing their homes and give them a message of hope while they plot and scheme to take their money," Kim said. "HUD-certified housing counselors in Hawaii actually provide help to distressed homeowners at no charge."

OCP has jurisdiction of investigating and seeking court action against perpetrators of mortgage rescue fraud. Homeowners who believe they could be victims or have been approached by potential scammers can contact the Office of Consumer Protection at (808) 587-3222.

The campaign will also help funnel homeowners to nonprofit, certified housing counselors through the HFIC.Hawaii.gov site. There will also be information regarding upcoming events related to the programs.

###

July 2011: Sovereignty Mortgage Scammer Keanu Sai at it again with help from Legislators, Maui Council, University

 

Links

TEXT "follow HawaiiFreePress" to 40404

Register to Vote

2aHawaii

808 Silent Majority

ACA Signups Hawaii

Alliance Defending Freedom

Aloha Pregnancy Care Center

American Council of Trustees and Alumni

AntiPlanner

Antonio Gramsci Reading List

A Place for Women in Waipio

Astronomy Hawaii

Back da Blue Hawaii

Ballotpedia Hawaii

Better Hawaii

Broken Trust

Build More Hawaiian Homes Working Group

ChinaTownWatch.com

Christian Homeschoolers of Hawaii

Cliff Slater's Second Opinion

DVids Hawaii

FIRE

Fix Oahu!

Frontline: The Fixers

Genetic Literacy Project

Grassroot Institute

Habele.org

Hawaii Aquarium Fish Report

Hawaii Aviation Preservation Society

Hawaii Catholic TV

Hawaii Christian Coalition

Hawaii Cigar Association

Hawaii Coalition Against Legalized Gambling

Hawaii ConCon Info

Hawaii Credit Union Watch

Hawaii Crop Improvement Association

Hawaii Debt Clock

Hawaii Defense Foundation

Hawaii Family Advocates

Hawaii Family Forum

Hawaii Farmers and Ranchers United

Hawaii Farmer's Daughter

Hawaii Federalist Society

Hawaii Federation of Republican Women

Hawaii Future Project

Hawaii Gathering of Eagles

Hawaii History Blog

Hawaii Homeschool Association

Hawaii Jihadi Trial

Hawaii Legal News

Hawaii Legal Short-Term Rental Alliance

Hawaii Life Alliance

Hawaii March for Life

Hawaii's Partnership for Appropriate & Compassionate Care

Hawaii Public Charter School Network

Hawaii Rifle Association

Hawaii Shippers Council

Hawaii Smokers Alliance

Hawaii State Data Lab

Hawaii Together

HIEC.Coop

HiFiCo

Hiram Fong Papers

Homeschool Legal Defense Hawaii

Honolulu Navy League

Honolulu Traffic

House Minority Blog

Imua TMT

Inouye-Kwock, NYT 1992

Inside the Nature Conservancy

Inverse Condemnation

Investigative Project on Terrorism

July 4 in Hawaii

Kakaako Cares

Keep Hawaii's Heroes

Land and Power in Hawaii

Legislative Committee Analysis Tool

Lessons in Firearm Education

Lingle Years

Malulani Foundation

Managed Care Matters -- Hawaii

Malama Pregnancy Center of Maui

Mauna Kea Recreational Users Group

MentalIllnessPolicy.org

Military Home Educators' Network Oahu

Missile Defense Advocacy

MIS Veterans Hawaii

NAMI Hawaii

Natatorium.org

National Christian Foundation Hawaii

National Parents Org Hawaii

NFIB Hawaii News

No GMO Means No Aloha

Not Dead Yet, Hawaii

NRA-ILA Hawaii

Oahu Alternative Transport

Obookiah

OHA Lies

Opt Out Today

OurFutureHawaii.com

Patients Rights Council Hawaii

PEACE Hawaii

People vs Machine

Pritchett Cartoons

Pro-GMO Hawaii

P.U.E.O.

RailRipoff.com

Rental by Owner Awareness Assn

ReRoute the Rail

Research Institute for Hawaii USA

Rick Hamada Show

RJ Rummel

Robotics Organizing Committee

Save Dillingham Airfield

School Choice in Hawaii

SenatorFong.com

Sink the Jones Act

Statehood for Guam

Talking Tax

Tax Foundation of Hawaii

The Real Hanabusa

Time Out Honolulu

Trustee Akina KWO Columns

UCC Truths

US Tax Foundation Hawaii Info

VAREP Honolulu

Waagey.org

West Maui Taxpayers Association

What Natalie Thinks

Whole Life Hawaii

Yes2TMT