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Wednesday, March 3, 2021
16 Hawaii Towns Ranked by Median Credit Scores
By Selected News Articles @ 3:44 AM :: 1365 Views :: Hawaii Statistics

2021's Cities with the Highest & Lowest Credit Scores

From Wallet Hub, Mar 2, 2021

If you’ve ever applied for a loan or credit card, you know that your credit score is more than just a three-digit number: it’s a representation of your financial habits. And it tends to speak volumes, especially about how well you manage your debts.

But have you ever wondered how well your neighbors, your coworkers or perhaps your local Starbucks barista handle their finances? Are they as responsible — or irresponsible — as you are when it comes to paying bills or knowing when to use or refrain from using a credit card? Of course, credit scores aren’t solely a reflection of responsibility – it’s possible to have your credit score drop due to financial hardship that’s out of your control. Luckily, research shows that the government stimulus in response to the COVID-19 pandemic actually helped increase the average credit score in 2020, in part due to enabling record-high debt paydowns.

In this report, WalletHub compared the median credit scores of residents in 2,572 U.S. cities to give credit where credit is literally and figuratively due .... 

read ... Full Report

Rank Percentile Rank* City Median Credit Score 
267 90 Mililani Town, HI 750
413 84 Aiea, HI 742
462 82 Kaneohe, HI 740
516 80 Honolulu, HI 737
664 74 Kihei, HI 728
693 73 Pearl City, HI 726
932 64 Hilo, HI 714
956 63 Kailua, HI 713
993 61 Wailuku, HI 711
1025 60 Kapolei, HI 709
1076 58 Lahaina, HI 706
1076 58 Waipahu, HI 706
1209 53 Ewa Beach, HI 697
1328 48 Kahului, HI 690
1756 32 Wahiawa, HI 673
2364 8 Waianae, HI 647
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